Specialist Mortgages

Self-Employed Mortgages

Helping you overcome challenges you may face when obtaining a Self-employed mortgage.

Self Employed Mortgages

Being self-employed as a Sole Trader, Partner or shareholding director of a Ltd Company can offer independence and flexibility, but when applying for a mortgage you can be presented with many challenges.

This is because most mainstream lenders use a one size fits all tick box approach to underwriting, which often discriminates against the self-employed resulting in lower loan amounts being offered or even a decline.

Instructing a highly competent mortgage advisor is the key requirement when applying for a mortgage when self-employed, as the knowledge of lender criteria together with the presentation of the application is of paramount importance.

Self Employed Support

Why choose Jordan Lynch

Established in 2006 as a specialist brokerage we have a proven track record in arranging mortgages for the self-employed and now have over 1000 self-employed clients.

Our expert team of advisers are highly knowledgeable of self-employed income structures whether it be derived from a Ltd Company, Partnership, LLP or as a sole trader.

We have direct access to the key decision makers at all the UK’s leading High St Banks, Building Societies and Specialist lenders and this level of access coupled with our knowledge of lender criteria enables us to arrange the most complex of mortgages and where necessary negotiate bespoke terms.

We’ve answered the questions you might have

What documentation is required when applying for a self-employed mortgage?

How will my income be assessed?

What deposit will I need?

Can I get a mortgage if I’ve only been self-employed for 1-year?

What our clients think

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