Why We’re Different
Jordan Lynch pride ourselves on offering a high level of service that you simply won’t find if applying direct to a high street lender. We’re also very different to many other mortgage brokerages. Here’s why:
We don’t work off a restricted panel
Many mortgage brokers are attached to ‘Mortgage Networks’ that offer mortgages from a restricted panel of mainly high street lenders. Rather than being part of a network we are directly authorised by the Financial Conduct Authority and without the panel restrictions we therefore have access to the whole of the market when we are selecting your mortgage.
No ties to estate agents and developers
Unlike many brokers, we never source business from estate agents and developers. This ensures we remain impartial as we are only ever working for ‘you’ the client rather than the deal as we are not incentivised for you to buy a particular property.
Our fees are fair
Once an advisor has assessed your needs we will estimate how much time it will take to arrange your mortgage and quote a fee that reflects this. In many cases a fee won’t be necessary as the commission received from the lender will be sufficient to cover our costs, but if a fee is required we’ll agree this amount with you before submitting your application. Unlike many of our competitors who charge all clients the same amount, we feel this policy is much fairer.
We offer a success only guarantee
With no up-front broker fees if your mortgage application is unsuccessful, you won’t have to pay us a penny. We only charge a fee once the mortgage is approved and you are in receipt of the formal mortgage offer from the lender. Our typical fees range between £495 and £1,995 with the precise amount being determined by the loan size and the complexity of your individual circumstances.