In recent years, it has grown increasingly difficult to obtain a mortgage and following the COVID-19 Pandemic lenders have tightened their lending criteria and affordability models. There have also been several regulatory changes affecting both residential and buy to let mortgages. As such it is important that all prospective borrowers speak with a knowledgeable broker who has access to the whole market.
Entrepreneurs, Company Directors, the Self-Employed, and individuals seeking specialist mortgage facilities such as Large Loans, Interest Only Mortgages and Portfolio BTL landlords have been particularly affected by these changes. Our expert team of advisors are highly experienced in dealing with complex mortgage proposals and have strong relationships with all the UK’s High Street Lenders as well as Private Banks, Specialist Lenders and Regional Building Societies. Therefore, we can provide tailored solutions whatever the circumstances.
We are here to help
At Jordan Lynch, we save our clients time and trouble by arranging your mortgage for you. Our advisors are all well acquainted with each lender’s criteria, so we can approach the one that is most suited to your circumstances. We will also present the application in a manner that meets the lender’s preferred format to give you the best chance of success.
Many banks stick to their rules so strictly that they turn away wealthy clients because they fail to understand the complex nature of the client’s income. Jordan Lynch know that many professionals, business owners and self-employed clients have unique circumstances and we also know which lenders are more flexible and understanding of your needs.
For those looking to borrow more than £1.5m, we use our excellent relationships with specialist lenders and private banks to access bespoke deals that are tailored to the individual client.
Whatever your circumstances may be, our experienced advisors will be able to find a solution that meets your needs. Our team are all highly skilled graduates, ex-bankers, or building society managers and we know the market inside out so we will find the right mortgage for you very quickly.